I love to solve real world problems with technology solutions. I create websites and mobile apps that makes the internet world a little more useful and beautiful. Technology, Startup-Business, Product Development, Research, Photography, Art, Games, Weekend trip with family, Comedy film with friends, Photowalk in the streets, Playing FIFA in large screen, Crime TV series while coding, Sleeping in a noisy room. To help people secure their financial future.

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I wrote this piece originally for LinkedIn. A couple of weeks ago it was made public the names and partnership combinations that applied for payment bank licenses in India. And how does that regime impact bank profitability? The Curious Case of State Economies in India. As you can see from the graph below, ot.

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